Determinants of Cash Waqf Intention in Indonesia: A Systematic Literature Review
DOI:
https://doi.org/10.58526/jsret.v5i3.1234Keywords:
Cash Waqf, Digital Waqf, Institutional Trust, Religiosity, Waqf LiteracyAbstract
Cash waqf has emerged as an important Islamic social finance instrument due to its ability to encourage public participation, support productive asset management, and integrate with digital financial services. However, empirical findings on the determinants of cash-waqf participation remain diverse. This study systematically synthesises evidence on five key factors: religiosity, waqf literacy, trust in Nazhir, digital convenience, and waqf attitude. A bounded, systematic literature review analysed 26 journal articles published between 2020 and 2026, drawn from an initial corpus of 32 references. The findings were thematically interpreted through the lens of the Theory of Planned Behaviour and the Technology Acceptance Model. Results indicate that institutional trust and waqf literacy are the most consistent predictors of cash-waqf intention, while religiosity is influential but context dependent. Digital convenience facilitates participation, whereas attitude serves as an evaluative pathway linking knowledge, trust, and technology to intention. This review proposes an integrated framework that highlights literacy, credibility, technology accessibility, and positive evaluation as mechanisms that transform spiritual motivation into cash-waqf participation. The findings emphasise the need for transparent governance, effective literacy programmes, and reliable digital waqf platforms
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