Rizal. Buffering MSMEs Against Economic Shocks: The Synergistic Role of Tax Incentives, Financial Digitalization, and Operational Efficiency in Indonesia. JSRET [Internet]. 2026 Oct. 29 [cited 2026 Oct. 30];5(4):2804-2. Available from: https://jsret.knpub.com/index.php/jrest/article/view/1278