RIZAL. Buffering MSMEs Against Economic Shocks: The Synergistic Role of Tax Incentives, Financial Digitalization, and Operational Efficiency in Indonesia. Journal of Scientific Research, Education, and Technology (JSRET), [S. l.], v. 5, n. 4, p. 2804–2824, 2026. DOI: 10.58526/jsret.v5i4.1278. Disponível em: https://jsret.knpub.com/index.php/jrest/article/view/1278. Acesso em: 31 oct. 2026.