TAMI, S. U. P.; RISKA KUMALA DEWI. The Effect of Capital Adequacy Ratio (CAR), Loan To Deposit Ratio (LDR) And Non-Performing Loans (NPL) on Return on Asset (ROA) In Banking Companies Listed on The Indonesia Stock Exchange During The Period Of 2016-2020. Journal of Scientific Research, Education, and Technology (JSRET), [S. l.], v. 1, n. 2, p. 359–377, 2022. DOI: 10.58526/jsret.v1i2.120. Disponível em: https://jsret.knpub.com/index.php/jrest/article/view/120. Acesso em: 11 may. 2026.